If you want to rent privately, most landlords will ask you to pay a bond before you move in. A bond is a security deposit in case you damage the property. The bond money is held by the Residential Tenancies Bond Authority. It is returned in full at the end of your lease, unless the landlord is eligible to claim for damages or unpaid rent.
A bond loan must be paid back, in full, at the end of your tenancy. If your landlord keeps some of the bond because of damages, you must still repay the full amount of the loan.
The loans are for bonds only. If you need help with moving costs or for rent in advance, you may be eligible for help from the Housing Establishment Fund, see Financial help for private renters.