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A bond loan amount is determined by the size of the property, the number of bedrooms and the number of people living in the property.

The department provides bond assistance based on the actual size of the rented property. These limits are based on metropolitan median rents for each property size

These are effective from 1 October 2023.

The maximum bond loan amounts are:

  • Bedsit or 1 bedroom $1,850
  • 2 bedrooms $2,300
  • 3 bedrooms $2,550
  • 4 or more bedrooms $2,300

See the bond loan scheme policy on our DFFH Service Providers website for the processes we use to manage the scheme.

How much can I borrow on a bond loan?

It depends on the number of bedrooms in the property and the number of people who will live there. In some cases, a study or separate dining room can count as a bedroom.

We work out your share by dividing the bond amount by the number of people living in the house that pay rent. For example, if four people are renting a four-bedroom house with a $1,000 bond, your share of the bond loan would be $250.